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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,590 | $183,516+37.1% | $155,534+61.8% | $145,884+72.5% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | -2.57% | 61.43%-64.0pp | 64.92%-67.5pp | 551.85%-554.4pp |
| Employer contribution / active EE | $1,500 | $5,315-71.8% | $4,675-67.9% | $4,662-67.8% |
| Participant deferral / active EE | $7,625 | $6,467+17.9% | $5,630+35.4% | $6,690+14.0% |
| Admin fee / account holder | $5,500 | $19,293-71.5% | $15,900-65.4% | $13,392-58.9% |