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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,995 | $106,280-23.8% | $96,538-16.1% | $139,487-41.9% |
| Participation rate | 63.6% | 77.8%-14.2pp | 74.3%-10.7pp | 80.3%-16.7pp |
| Annual return | 16.05% | 38.48%-22.4pp | 35.74%-19.7pp | 373.84%-357.8pp |
| Employer contribution / active EE | $1,597 | $4,107-61.1% | $3,740-57.3% | $4,755-66.4% |
| Participant deferral / active EE | $2,685 | $5,457-50.8% | $4,880-45.0% | $6,713-60.0% |
| Admin fee / account holder | $1,651 | $7,888-79.1% | $6,737-75.5% | $11,407-85.5% |