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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,297 | $52,3060% | $69,779-25.1% | $62,881-16.8% |
| Participation rate | 93.2% | 67.2%+25.9pp | 71.8%+21.4pp | 69.3%+23.9pp |
| Annual return | 6.78% | 13.35%-6.6pp | 12.99%-6.2pp | 20.14%-13.4pp |
| Employer contribution / active EE | $3,817 | $1,799+112.2% | $2,338+63.2% | $2,281+67.3% |
| Participant deferral / active EE | $3,850 | $2,395+60.7% | $2,931+31.4% | $3,203+20.2% |
| Admin fee / account holder | $327 | $3,691-91.1% | $4,381-92.5% | $4,296-92.4% |