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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,731 | $165,399+5.0% | $149,745+16.0% | $158,982+9.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.30% | 348.34%-336.0pp | 276.72%-264.4pp | 302.99%-290.7pp |
| Employer contribution / active EE | $4,598 | $5,105-9.9% | $4,646-1.0% | $4,763-3.5% |
| Participant deferral / active EE | $10,938 | $7,183+52.3% | $6,843+59.8% | $5,983+82.8% |
| Admin fee / account holder | $9,308 | $10,811-13.9% | $9,3120% | $11,252-17.3% |