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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,777 | $105,210+6.2% | $159,487-29.9% | $85,851+30.2% |
| Participation rate | 94.8% | 75.8%+19.0pp | 82.8%+12.0pp | 69.3%+25.5pp |
| Annual return | 12.49% | 45.08%-32.6pp | 263.71%-251.2pp | 318.63%-306.1pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $10,530 | $5,946+77.1% | $7,354+43.2% | $3,952+166.4% |
| Admin fee / account holder | $9,037 | $6,934+30.3% | $10,804-16.4% | $6,261+44.3% |