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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,773 | $93,598+24.8% | $135,974-14.1% | $75,173+55.3% |
| Participation rate | 92.0% | 75.2%+16.9pp | 81.9%+10.1pp | 67.2%+24.8pp |
| Annual return | 22.83% | 30.89%-8.1pp | 68.30%-45.5pp | 160.72%-137.9pp |
| Employer contribution / active EE | $536 | $3,538-84.9% | $4,859-89.0% | $2,671-79.9% |
| Participant deferral / active EE | $9,058 | $6,405+41.4% | $7,760+16.7% | $4,126+119.5% |
| Admin fee / account holder | $3,593 | $6,978-48.5% | $10,767-66.6% | $5,651-36.4% |