Retirement plan

THE VANIR 401K PLAN

Name: VANIR GROUP OF COMPANIES, INC. - THE VANIR 401K PLAN (2015) Form 5500
Creator: VANIR GROUP OF COMPANIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE VANIR 401K PLAN, VANIR GROUP OF COMPANIES, INC.

VANIR GROUP OF COMPANIES, INC.EIN 33-0074517Plan #001PY 2015

4540 DUCKHORN DRIVE - SACRAMENTO, CA 95834916-444-3700LinkedIn1-10 employeesconstruction

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$31.3M

No prior year

Total participants

473

No prior year

Average account balance

$78,589

No prior year

Annual return

-0.15%

No prior year

Benchmarks

See 503 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort503 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$55.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$146K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

381

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

70.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.87M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.50%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$746

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BENEFIT RESOURCES, INC.1+ years Service code 15 · EIN 68-0198481 1545 RIVER PARK DRIVE · SACRAMENTO, CA 95815	Recordkeeping	$7,900
THE GUARDIAN INSURANCE & ANNUITY CO1+ years Service code 52 · EIN 13-2655306 3900 BURGESS PLACE · SOUTH BETHLEHEM, PA 18017	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$8K

$25 / participant

Contract admin$8K100.0%

% of EOY assets

0.025%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GALLINA, LLP
Auditor EIN: 942147510
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$78,589

$44,229+77.7%

$155,789-49.6%

$55,191+42.4%

Participation rate

76.0%

60.8%+15.2pp

76.1%-0.1pp

69.2%+6.9pp

Annual return

-0.15%

0.37%-0.5pp

71.54%-71.7pp

10.78%-10.9pp

Employer contribution / active EE

$3,519

$1,317+167.1%

$3,839-8.3%

$1,899+85.4%

Participant deferral / active EE

$7,637

$2,851+167.8%

$4,798+59.2%

$3,046+150.7%

Admin fee / account holder

$20

$86-76.8%

$7,477-99.7%

$91-78.0%

Provider

Service type

Compensation

BENEFIT RESOURCES, INC.1+ years

Service code 15 · EIN 68-0198481

1545 RIVER PARK DRIVE · SACRAMENTO, CA 95815

Recordkeeping

$7,900

THE GUARDIAN INSURANCE & ANNUITY CO1+ years

Service code 52 · EIN 13-2655306

3900 BURGESS PLACE · SOUTH BETHLEHEM, PA 18017

Indirect Investment Fees

THE VANIR 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE VANIR 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion