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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,924 | $117,904+88.2% | $102,457+116.6% | $145,978+52.0% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 12.11% | 31.80%-19.7pp | 29.41%-17.3pp | 550.52%-538.4pp |
| Employer contribution / active EE | $10,087 | $3,613+179.2% | $3,022+233.8% | $4,662+116.4% |
| Participant deferral / active EE | $4,008 | $5,733-30.1% | $5,054-20.7% | $6,690-40.1% |
| Admin fee / account holder | $312 | $13,329-97.7% | $9,451-96.7% | $13,400-97.7% |