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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,924 | $117,846+88.3% | $102,434+116.7% | $145,884+52.1% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 12.11% | 31.90%-19.8pp | 29.46%-17.3pp | 551.85%-539.7pp |
| Employer contribution / active EE | $10,087 | $3,615+179.1% | $3,023+233.7% | $4,662+116.4% |
| Participant deferral / active EE | $4,008 | $5,733-30.1% | $5,055-20.7% | $6,690-40.1% |
| Admin fee / account holder | $312 | $13,356-97.7% | $9,462-96.7% | $13,392-97.7% |