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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,070 | $226,135+4.8% | $182,558+29.9% | $152,909+55.0% |
| Participation rate | 57.1% | 82.5%-25.3pp | 78.0%-20.8pp | 82.5%-25.3pp |
| Annual return | 18.44% | 192.60%-174.2pp | 148.59%-130.1pp | 345.46%-327.0pp |
| Employer contribution / active EE | $7,655 | $4,979+53.7% | $4,076+87.8% | $4,764+60.7% |
| Participant deferral / active EE | $1,655 | $6,371-74.0% | $5,526-70.0% | $5,851-71.7% |
| Admin fee / account holder | $1,896 | $10,707-82.3% | $8,594-77.9% | $11,601-83.7% |