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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,192 | $70,684+169.1% | $169,397+12.3% | $75,177+153.0% |
| Participation rate | 66.7% | 64.8%+1.9pp | 77.2%-10.5pp | 67.2%-0.5pp |
| Annual return | 14.80% | 36.38%-21.6pp | 406.23%-391.4pp | 160.75%-146.0pp |
| Employer contribution / active EE | $2,165 | $2,211-2.1% | $4,013-46.1% | $2,671-18.9% |
| Participant deferral / active EE | $6,505 | $4,310+50.9% | $6,223+4.5% | $4,126+57.6% |
| Admin fee / account holder | $13,202 | $5,404+144.3% | $9,017+46.4% | $5,651+133.6% |