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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,749 | $99,633+191.8% | $183,328+58.6% | $82,448+252.6% |
| Participation rate | 100.0% | 70.8%+29.2pp | 77.3%+22.7pp | 68.1%+31.9pp |
| Annual return | 15.27% | 17.84%-2.6pp | 29.67%-14.4pp | 41.64%-26.4pp |
| Employer contribution / active EE | $10,997 | $3,256+237.7% | $5,055+117.5% | $2,551+331.1% |
| Participant deferral / active EE | $5,228 | $4,938+5.9% | $6,795-23.1% | $4,139+26.3% |
| Admin fee / account holder | $2,636 | $9,934-73.5% | $21,427-87.7% | $7,234-63.6% |