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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,504 | $103,008-95.6% | $90,304-95.0% | $152,897-97.1% |
| Participation rate | 80.0% | 75.9%+4.1pp | 73.3%+6.7pp | 82.5%-2.5pp |
| Annual return | 28.82% | 95.22%-66.4pp | 78.13%-49.3pp | 345.43%-316.6pp |
| Employer contribution / active EE | $1,296 | $3,139-58.7% | $2,855-54.6% | $4,764-72.8% |
| Participant deferral / active EE | $2,053 | $4,281-52.0% | $3,885-47.2% | $5,851-64.9% |
| Admin fee / account holder | $589 | $6,175-90.5% | $5,354-89.0% | $11,599-94.9% |