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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $742,493 | $217,432+241.5% | $185,849+299.5% | $167,536+343.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.97% | 148.42%-140.4pp | 122.10%-114.1pp | 478.82%-470.8pp |
| Employer contribution / active EE | $1,016 | $5,875-82.7% | $5,169-80.3% | $4,839-79.0% |
| Participant deferral / active EE | $8,614 | $6,357+35.5% | $5,569+54.7% | $6,342+35.8% |
| Admin fee / account holder | $2,641 | $19,818-86.7% | $16,244-83.7% | $12,315-78.6% |