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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,517 | $96,419+149.4% | $80,648+198.2% | $139,487+72.4% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 2.49% | 1352.86%-1350.4pp | 937.21%-934.7pp | 373.84%-371.3pp |
| Employer contribution / active EE | $5,604 | $3,261+71.8% | $2,724+105.8% | $4,755+17.9% |
| Participant deferral / active EE | $1,775 | $5,225-66.0% | $4,443-60.1% | $6,713-73.6% |
| Admin fee / account holder | $4,719 | $6,605-28.6% | $5,382-12.3% | $11,407-58.6% |