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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,151 | $80,992+2.7% | $96,534-13.9% | $75,173+10.6% |
| Participation rate | 84.2% | 71.8%+12.4pp | 76.0%+8.2pp | 67.2%+17.0pp |
| Annual return | 11.25% | 27.05%-15.8pp | 25.88%-14.6pp | 160.72%-149.5pp |
| Employer contribution / active EE | $2,570 | $2,283+12.6% | $2,965-13.3% | $2,671-3.8% |
| Participant deferral / active EE | $5,076 | $3,929+29.2% | $4,851+4.6% | $4,126+23.0% |
| Admin fee / account holder | $6,939 | $6,717+3.3% | $8,253-15.9% | $5,651+22.8% |