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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,066 | $86,949+5.9% | $102,460-10.1% | $80,959+13.7% |
| Participation rate | 80.0% | 72.4%+7.6pp | 76.5%+3.5pp | 67.7%+12.3pp |
| Annual return | 9.27% | 18.89%-9.6pp | 29.47%-20.2pp | 35.67%-26.4pp |
| Employer contribution / active EE | $2,485 | $2,370+4.9% | $3,025-17.9% | $2,757-9.9% |
| Participant deferral / active EE | $4,792 | $4,121+16.3% | $5,056-5.2% | $4,300+11.4% |
| Admin fee / account holder | $11,387 | $8,048+41.5% | $9,460+20.4% | $6,925+64.4% |