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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,070 | $167,030-71.8% | $135,768-65.3% | $155,188-69.7% |
| Participation rate | 80.0% | 76.2%+3.8pp | 71.1%+8.9pp | 80.8%-0.8pp |
| Annual return | 2.93% | 678.39%-675.5pp | 526.10%-523.2pp | 148.84%-145.9pp |
| Employer contribution / active EE | $818 | $4,132-80.2% | $3,394-75.9% | $4,248-80.7% |
| Participant deferral / active EE | $2,060 | $4,528-54.5% | $3,977-48.2% | $6,531-68.5% |
| Admin fee / account holder | $499 | $8,172-93.9% | $7,048-92.9% | $14,480-96.6% |