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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,070 | $149,040-68.4% | $120,225-60.8% | $137,256-65.7% |
| Participation rate | 80.0% | 75.4%+4.6pp | 69.6%+10.4pp | 80.0%0pp |
| Annual return | 2.93% | 605.68%-602.8pp | 439.23%-436.3pp | 220.34%-217.4pp |
| Employer contribution / active EE | $818 | $4,350-81.2% | $3,475-76.5% | $4,156-80.3% |
| Participant deferral / active EE | $2,060 | $4,655-55.7% | $3,999-48.5% | $6,407-67.8% |
| Admin fee / account holder | $499 | $6,348-92.1% | $5,696-91.2% | $12,270-95.9% |