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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,662 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,693 | $44,714-11.2% | $91,227-56.5% | $66,949-40.7% |
| Participation rate | 60.6% | 65.0%-4.4pp | 73.2%-12.6pp | 69.8%-9.2pp |
| Annual return | -15.65% | -12.25%-3.4pp | 114.14%-129.8pp | 1.57%-17.2pp |
| Employer contribution / active EE | $681 | $1,710-60.2% | $2,851-76.1% | $2,545-73.2% |
| Participant deferral / active EE | $1,681 | $3,355-49.9% | $4,234-60.3% | $4,239-60.3% |
| Admin fee / account holder | $262 | $521-49.8% | $5,423-95.2% | $594-55.9% |