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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 04-2675571 | Advisory (Participants) | $13,452 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,357 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,557 | $59,006-31.3% | $97,295-58.3% | $74,478-45.5% |
| Participation rate | 69.8% | 63.7%+6.1pp | 72.7%-2.8pp | 67.2%+2.6pp |
| Annual return | 9.65% | 16.04%-6.4pp | 75.62%-66.0pp | 1370.56%-1360.9pp |
| Employer contribution / active EE | $704 | $1,894-62.8% | $2,723-74.1% | $2,626-73.2% |
| Participant deferral / active EE | $1,872 | $3,671-49.0% | $4,264-56.1% | $4,350-57.0% |
| Admin fee / account holder | $282 | $1,974-85.7% | $5,646-95.0% | $1,946-85.5% |