See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $77,415 |
Service code 27 · EIN 61-1758632 | Advisory (Plan) | $36,450 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,106 | $65,435+74.4% | $86,677+31.6% | $66,914+70.5% |
| Participation rate | 91.6% | 75.5%+16.2pp | 76.6%+15.1pp | 69.8%+21.8pp |
| Annual return | -18.61% | -10.89%-7.7pp | 35.91%-54.5pp | 1.58%-20.2pp |
| Employer contribution / active EE | $1,519 | $2,153-29.5% | $2,836-46.4% | $2,544-40.3% |
| Participant deferral / active EE | $4,111 | $4,100+0.3% | $4,656-11.7% | $4,237-3.0% |
| Admin fee / account holder | $312 | $642-51.4% | $7,493-95.8% | $593-47.4% |