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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,987 | $209,422-13.6% | $178,503+1.4% | $158,982+13.8% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 24.26% | 188.81%-164.5pp | 151.12%-126.9pp | 302.99%-278.7pp |
| Employer contribution / active EE | $1,458 | $5,707-74.4% | $5,011-70.9% | $4,763-69.4% |
| Participant deferral / active EE | $4,834 | $5,955-18.8% | $5,202-7.1% | $5,983-19.2% |
| Admin fee / account holder | $19,876 | $17,079+16.4% | $13,987+42.1% | $11,252+76.7% |