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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,570 | $110,379+11.0% | $102,412+19.7% | $145,884-16.0% |
| Participation rate | 78.3% | 77.9%+0.3pp | 74.5%+3.8pp | 80.3%-2.0pp |
| Annual return | 14.91% | 24.84%-9.9pp | 24.94%-10.0pp | 551.85%-536.9pp |
| Employer contribution / active EE | $2,744 | $4,216-34.9% | $3,870-29.1% | $4,662-41.1% |
| Participant deferral / active EE | $6,526 | $5,622+16.1% | $5,060+29.0% | $6,690-2.5% |
| Admin fee / account holder | $4,334 | $9,745-55.5% | $8,388-48.3% | $13,392-67.6% |