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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,197 | $150,446+181.3% | $136,297+210.5% | $147,585+186.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 8.68% | 1049.14%-1040.5pp | 5156.19%-5147.5pp | 578.58%-569.9pp |
| Employer contribution / active EE | $13,359 | $5,256+154.2% | $4,696+184.5% | $4,876+174.0% |
| Participant deferral / active EE | $9,412 | $6,631+41.9% | $6,247+50.7% | $5,439+73.1% |
| Admin fee / account holder | $9,302 | $10,906-14.7% | $9,244+0.6% | $10,886-14.6% |