See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH - EPS Service code 26 · EIN 13-5674085 150 N. COLLEGE ST. · CHAROLOTTE, NC 28255 | Advisory (Participants) | $4,797 |
Filed as: MERRILL LYNCH - FAS Service code 26 · EIN 13-5674085 150 N. COLLEGE ST. · CHARLOTTE, NC 28255 | Advisory (Participants) | $4,796 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $98 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,694 | $102,553-72.0% | $151,611-81.1% | $66,914-57.1% |
| Participation rate | 50.0% | 85.5%-35.5pp | 87.5%-37.5pp | 69.8%-19.8pp |
| Annual return | -18.77% | -10.82%-7.9pp | 3.33%-22.1pp | 1.58%-20.4pp |
| Employer contribution / active EE | $1,083 | $4,180-74.1% | $6,166-82.4% | $2,544-57.4% |
| Participant deferral / active EE | $4,608 | $6,641-30.6% | $8,363-44.9% | $4,237+8.8% |
| Admin fee / account holder | $339 | $630-46.1% | $11,616-97.1% | $593-42.8% |