Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,220 | $122,063-63.8% | $184,256-76.0% | $74,478-40.6% |
| Participation rate | 55.5% | 85.5%-30.0pp | 86.8%-31.3pp | 67.2%-11.7pp |
| Annual return | 13.02% | 19.92%-6.9pp | 28.85%-15.8pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $1,447 | $4,539-68.1% | $6,427-77.5% | $2,626-44.9% |
| Participant deferral / active EE | $4,904 | $7,144-31.4% | $9,133-46.3% | $4,350+12.7% |
| Admin fee / account holder | $3,880 | $1,253+209.7% | $13,899-72.1% | $1,946+99.4% |