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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,660 | $43,730-48.2% | $121,220-81.3% | $64,173-64.7% |
| Participation rate | 64.3% | 58.3%+5.9pp | 71.8%-7.5pp | 69.6%-5.3pp |
| Annual return | -9.07% | 68.94%-78.0pp | 16.94%-26.0pp | 7.63%-16.7pp |
| Employer contribution / active EE | $1,715 | $1,297+32.3% | $4,023-57.4% | $2,381-28.0% |
| Participant deferral / active EE | $3,186 | $2,281+39.7% | $3,345-4.8% | $3,470-8.2% |
| Admin fee / account holder | $0 | $3,502-100.0% | $5,021-100.0% | $4,887-100.0% |