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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,138 | $115,814-86.9% | $101,275-85.1% | $158,982-90.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 99.21% | 56.16%+43.1pp | 46.48%+52.7pp | 302.99%-203.8pp |
| Employer contribution / active EE | $4,456 | $4,176+6.7% | $3,660+21.8% | $4,763-6.4% |
| Participant deferral / active EE | $12,064 | $4,958+143.3% | $4,371+176.0% | $5,983+101.6% |
| Admin fee / account holder | $507 | $7,249-93.0% | $5,948-91.5% | $11,252-95.5% |