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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,407 |
Filed as: GALLAGHER BENEFIT SERVICES INC DBA Service code 27 1100 SUPERIOR AVE STE 1700 · CLEVELAND, OH 44114 | Advisory (Plan) | $25,658 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $7,536 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,498 | $73,397-8.0% | $178,014-62.1% | $74,546-9.5% |
| Participation rate | 56.3% | 66.6%-10.3pp | 77.1%-20.8pp | 67.2%-10.9pp |
| Annual return | 12.69% | 17.49%-4.8pp | 294.80%-282.1pp | 1366.03%-1353.3pp |
| Employer contribution / active EE | $1,927 | $2,217-13.1% | $3,950-51.2% | $2,624-26.6% |
| Participant deferral / active EE | $3,890 | $4,512-13.8% | $6,276-38.0% | $4,347-10.5% |
| Admin fee / account holder | $342 | $1,809-81.1% | $10,362-96.7% | $1,944-82.4% |