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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,796 | $160,040-86.4% | $147,096-85.2% | $145,877-85.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 110.92% | 98.49%+12.4pp | 419.75%-308.8pp | 551.28%-440.4pp |
| Employer contribution / active EE | $10,236 | $5,289+93.5% | $4,936+107.4% | $4,663+119.5% |
| Participant deferral / active EE | $16,408 | $8,429+94.7% | $8,071+103.3% | $6,691+145.2% |
| Admin fee / account holder | $7,879 | $15,050-47.7% | $13,005-39.4% | $13,402-41.2% |