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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,707 | $154,228-80.1% | $145,433-78.9% | $137,256-77.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 36.27% | 74.59%-38.3pp | 66.58%-30.3pp | 220.34%-184.1pp |
| Employer contribution / active EE | $10,476 | $4,804+118.1% | $4,554+130.0% | $4,156+152.1% |
| Participant deferral / active EE | $17,477 | $8,216+112.7% | $7,897+121.3% | $6,407+172.8% |
| Admin fee / account holder | $26,980 | $14,344+88.1% | $13,129+105.5% | $12,270+119.9% |