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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,230 | $124,980-95.0% | $108,359-94.3% | $154,746-96.0% |
| Participation rate | 85.7% | 75.2%+10.5pp | 70.1%+15.6pp | 80.7%+5.0pp |
| Annual return | 23.78% | 45.00%-21.2pp | 36.89%-13.1pp | 172.34%-148.6pp |
| Employer contribution / active EE | $4,084 | $2,851+43.3% | $2,399+70.2% | $4,379-6.7% |
| Participant deferral / active EE | $4,084 | $4,743-13.9% | $4,137-1.3% | $6,730-39.3% |
| Admin fee / account holder | $5,122 | $11,502-55.5% | $9,741-47.4% | $14,365-64.3% |