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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,230 | $112,729-94.5% | $98,716-93.7% | $137,256-95.5% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.3%+16.4pp | 80.0%+5.8pp |
| Annual return | 23.78% | 38.48%-14.7pp | 31.81%-8.0pp | 220.34%-196.6pp |
| Employer contribution / active EE | $4,084 | $2,725+49.8% | $2,279+79.2% | $4,156-1.7% |
| Participant deferral / active EE | $4,084 | $4,640-12.0% | $4,048+0.9% | $6,407-36.3% |
| Admin fee / account holder | $5,122 | $10,129-49.4% | $8,703-41.1% | $12,270-58.3% |