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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,764 | $95,917-87.7% | $79,583-85.2% | $134,545-91.3% |
| Participation rate | 93.8% | 75.0%+18.7pp | 69.5%+24.3pp | 81.2%+12.5pp |
| Annual return | 0.00% | -2.70%+2.7pp | 0.16%-0.2pp | 418.37%-418.4pp |
| Employer contribution / active EE | $2,168 | $3,129-30.7% | $2,414-10.2% | $4,742-54.3% |
| Participant deferral / active EE | $6,468 | $4,694+37.8% | $3,986+62.3% | $6,401+1.0% |
| Admin fee / account holder | $1,687 | $9,132-81.5% | $6,835-75.3% | $11,431-85.2% |