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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,243 | $143,969-81.8% | $199,883-86.9% | $82,637-68.2% |
| Participation rate | 88.9% | 84.1%+4.7pp | 86.8%+2.1pp | 68.1%+20.8pp |
| Annual return | 24.50% | 25.67%-1.2pp | 43.81%-19.3pp | 53.51%-29.0pp |
| Employer contribution / active EE | $2,055 | $4,632-55.6% | $6,261-67.2% | $2,552-19.5% |
| Participant deferral / active EE | $4,191 | $6,937-39.6% | $9,138-54.1% | $4,126+1.6% |
| Admin fee / account holder | $2,050 | $14,597-86.0% | $17,268-88.1% | $7,339-72.1% |