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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,962 | $89,532-35.3% | $103,447-44.0% | $80,925-28.4% |
| Participation rate | 89.0% | 76.0%+13.0pp | 80.5%+8.5pp | 67.7%+21.4pp |
| Annual return | 32.05% | 22.80%+9.3pp | 23.92%+8.1pp | 35.65%-3.6pp |
| Employer contribution / active EE | $5,752 | $4,023+43.0% | $4,678+23.0% | $2,756+108.7% |
| Participant deferral / active EE | $13,201 | $5,459+141.8% | $6,624+99.3% | $4,299+207.1% |
| Admin fee / account holder | $1,573 | $6,774-76.8% | $9,415-83.3% | $6,940-77.3% |