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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,985 | $148,629-88.6% | $135,982-87.5% | $139,487-87.8% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 37.39% | 79.33%-41.9pp | 68.32%-30.9pp | 373.84%-336.5pp |
| Employer contribution / active EE | $2,177 | $5,247-58.5% | $4,859-55.2% | $4,755-54.2% |
| Participant deferral / active EE | $4,602 | $8,102-43.2% | $7,760-40.7% | $6,713-31.4% |
| Admin fee / account holder | $971 | $12,406-92.2% | $10,767-91.0% | $11,407-91.5% |