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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,548 | $82,678-80.0% | $125,391-86.8% | $68,490-75.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | 148.88% | -5.97%+154.8pp | 572.41%-423.5pp | -7.85%+156.7pp |
| Employer contribution / active EE | $7,103 | $3,382+110.0% | $4,816+47.5% | $2,597+173.5% |
| Participant deferral / active EE | $14,775 | $6,111+141.8% | $7,448+98.4% | $4,028+266.8% |
| Admin fee / account holder | $2,662 | $6,277-57.6% | $10,009-73.4% | $5,403-50.7% |