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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,376 | $102,422-40.1% | $147,117-58.3% | $80,959-24.2% |
| Participation rate | 94.0% | 75.9%+18.2pp | 82.2%+11.9pp | 67.7%+26.4pp |
| Annual return | 16.75% | 135.16%-118.4pp | 420.54%-403.8pp | 35.67%-18.9pp |
| Employer contribution / active EE | $5,167 | $3,717+39.0% | $4,932+4.8% | $2,757+87.4% |
| Participant deferral / active EE | $13,699 | $6,652+105.9% | $8,065+69.9% | $4,300+218.6% |
| Admin fee / account holder | $2,231 | $7,953-71.9% | $12,993-82.8% | $6,925-67.8% |