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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,875 | $175,231-30.4% | $149,696-18.6% | $139,466-12.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.85% | 166.77%-157.9pp | 134.46%-125.6pp | 373.66%-364.8pp |
| Employer contribution / active EE | $18,922 | $5,478+245.4% | $4,821+292.5% | $4,754+298.0% |
| Participant deferral / active EE | $14,850 | $6,521+127.7% | $5,682+161.3% | $6,712+121.2% |
| Admin fee / account holder | $272,882 | $16,155+1589.2% | $13,212+1965.4% | $11,409+2291.9% |