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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,053 | $154,193-18.2% | $130,045-3.1% | $139,466-9.6% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.5%+13.2pp | 80.3%+11.3pp |
| Annual return | 18.45% | 32.51%-14.1pp | -137.30%+155.8pp | 373.66%-355.2pp |
| Employer contribution / active EE | $5,804 | $5,292+9.7% | $4,321+34.3% | $4,754+22.1% |
| Participant deferral / active EE | $14,075 | $6,709+109.8% | $5,820+141.8% | $6,712+109.7% |
| Admin fee / account holder | $2,342 | $13,989-83.3% | $10,600-77.9% | $11,409-79.5% |