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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,268 | $28,601-88.6% | $71,778-95.4% | $66,949-95.1% |
| Participation rate | 8.7% | 56.7%-48.0pp | 62.3%-53.7pp | 69.8%-61.2pp |
| Annual return | 0.00% | -10.90%+10.9pp | 9.15%-9.2pp | 1.57%-1.6pp |
| Employer contribution / active EE | $0 | $1,104-100.0% | $1,704-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $415 | $1,912-78.3% | $2,656-84.4% | $4,239-90.2% |
| Admin fee / account holder | $0 | $506-100.0% | $3,974-100.0% | $594-100.0% |