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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,568 | $110,278-43.3% | $95,740-34.6% | $139,466-55.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 3.61% | 27.19%-23.6pp | 28.41%-24.8pp | 373.66%-370.1pp |
| Employer contribution / active EE | $35,007 | $3,260+973.7% | $2,836+1134.3% | $4,754+636.4% |
| Participant deferral / active EE | $20,000 | $4,674+327.9% | $4,244+371.3% | $6,712+198.0% |
| Admin fee / account holder | $7,687 | $6,613+16.2% | $5,676+35.4% | $11,409-32.6% |