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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,172 | $110,337-69.0% | $102,383-66.6% | $145,877-76.6% |
| Participation rate | 36.4% | 77.9%-41.6pp | 74.5%-38.1pp | 80.3%-43.9pp |
| Annual return | 171.58% | 24.83%+146.7pp | 24.94%+146.6pp | 551.28%-379.7pp |
| Employer contribution / active EE | $998 | $4,216-76.3% | $3,870-74.2% | $4,663-78.6% |
| Participant deferral / active EE | $0 | $5,621-100.0% | $5,060-100.0% | $6,691-100.0% |
| Admin fee / account holder | $452 | $9,750-95.4% | $8,391-94.6% | $13,402-96.6% |