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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,906 | $93,598-64.8% | $135,974-75.8% | $75,173-56.2% |
| Participation rate | 89.4% | 75.2%+14.2pp | 81.9%+7.5pp | 67.2%+22.2pp |
| Annual return | 35.41% | 30.89%+4.5pp | 68.30%-32.9pp | 160.72%-125.3pp |
| Employer contribution / active EE | $9,896 | $3,538+179.7% | $4,859+103.7% | $2,671+270.5% |
| Participant deferral / active EE | $9,903 | $6,405+54.6% | $7,760+27.6% | $4,126+140.0% |
| Admin fee / account holder | $4,202 | $6,978-39.8% | $10,767-61.0% | $5,651-25.6% |