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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,234 | $129,239-78.9% | $93,419-70.8% | $158,966-82.9% |
| Participation rate | 35.3% | 70.9%-35.7pp | 66.8%-31.5pp | 82.0%-46.7pp |
| Annual return | 31.64% | 118.21%-86.6pp | 78.05%-46.4pp | 302.95%-271.3pp |
| Employer contribution / active EE | $1,871 | $2,711-31.0% | $2,075-9.8% | $4,762-60.7% |
| Participant deferral / active EE | $2,953 | $3,909-24.5% | $3,126-5.5% | $5,983-50.7% |
| Admin fee / account holder | $359 | $7,383-95.1% | $5,230-93.1% | $11,250-96.8% |