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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,386 | $123,750-73.0% | $69,611-52.0% | $145,877-77.1% |
| Participation rate | 84.6% | 69.2%+15.4pp | 66.4%+18.2pp | 80.3%+4.3pp |
| Annual return | 9.33% | 192.03%-182.7pp | 101.14%-91.8pp | 551.28%-542.0pp |
| Employer contribution / active EE | $1,874 | $2,672-29.8% | $1,709+9.7% | $4,663-59.8% |
| Participant deferral / active EE | $3,961 | $4,243-6.6% | $2,891+37.0% | $6,691-40.8% |
| Admin fee / account holder | $7,055 | $7,817-9.7% | $4,696+50.3% | $13,402-47.4% |