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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,185 | $58,391-74.0% | $76,667-80.2% | $72,976-79.2% |
| Participation rate | 90.6% | 67.4%+23.3pp | 72.1%+18.5pp | 69.5%+21.1pp |
| Annual return | 34.51% | 2306.65%-2272.1pp | 1166.74%-1132.2pp | 81.02%-46.5pp |
| Employer contribution / active EE | $1,198 | $1,787-33.0% | $2,303-48.0% | $2,440-50.9% |
| Participant deferral / active EE | $2,171 | $2,690-19.3% | $3,336-34.9% | $3,608-39.8% |
| Admin fee / account holder | $807 | $4,014-79.9% | $6,423-87.4% | $5,124-84.2% |