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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,048 | $104,709+21.3% | $85,705+48.2% | $167,553-24.2% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 20.02% | 21.45%-1.4pp | 21.49%-1.5pp | 478.89%-458.9pp |
| Employer contribution / active EE | $17,157 | $3,338+414.0% | $2,619+555.1% | $4,840+254.5% |
| Participant deferral / active EE | $12,344 | $4,827+155.8% | $3,924+214.6% | $6,343+94.6% |
| Admin fee / account holder | $968 | $10,036-90.4% | $6,877-85.9% | $12,316-92.1% |