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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,892 | $92,766-90.4% | $82,763-89.3% | $134,545-93.4% |
| Participation rate | 37.5% | 75.2%-37.7pp | 72.6%-35.1pp | 81.2%-43.7pp |
| Annual return | -24.83% | 946.97%-971.8pp | 702.45%-727.3pp | 418.37%-443.2pp |
| Employer contribution / active EE | $852 | $3,273-74.0% | $3,008-71.7% | $4,742-82.0% |
| Participant deferral / active EE | $1,420 | $4,802-70.4% | $4,395-67.7% | $6,401-77.8% |
| Admin fee / account holder | $26 | $5,978-99.6% | $5,325-99.5% | $11,431-99.8% |