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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,486 | $147,167-90.8% | $111,392-87.9% | $135,380-90.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 78.9%+21.1pp | 82.6%+17.4pp |
| Annual return | 0.00% | -4.44%+4.4pp | -2.06%+2.1pp | 519.81%-519.8pp |
| Employer contribution / active EE | $8,233 | $5,204+58.2% | $4,328+90.2% | $4,779+72.3% |
| Participant deferral / active EE | $8,918 | $6,565+35.8% | $5,567+60.2% | $5,609+59.0% |
| Admin fee / account holder | $448 | $20,270-97.8% | $12,266-96.3% | $10,828-95.9% |